MORTGAGE CALCULATOR

Smart Mortgage Calculator

Easily estimate your monthly mortgage payments, including principal and interest. Just enter your loan details to plan your home budget with confidence

Premium Mortgage Calculator

Accurate home loan estimates with amortization visualization

Property Details

$
%
$
3% 10% 20% 30% 50%

Loan Terms

%
↑ +0.125%
2% 5% 8% 10%
Excellent

Additional Costs

$ /yr
$ /yr
$ /mo

Your Mortgage Analysis

$2,771
Monthly Payment
$2,214 P&I $450 Taxes $150 Insurance
$450,000
Home Value
$360,000
Loan Amount
6.25%
Interest Rate
$2,771
Monthly Payment
Low Medium High
DTI Ratio 34%
Front-End Ratio 28%
Back-End Ratio 36%

Affordability Tips

  • Consider a 20% down payment to avoid PMI
  • Improving credit score to 760+ could lower your rate
  • 15-year loan saves $193,000 in interest

Rates and calculations are estimates only. Actual terms may vary based on creditworthiness, property location, and lender requirements. Consult with a licensed mortgage professional for personalized advice.

Explore All Financial Calculators – 100% Free